The Vikings Were Homeowners

Buying

I have recently been reading a history of the Vikings. I know, I know..... Why? Well the old Kirk Douglas movie, The Vikings, mad an impression on me and somehow I find them of greater interest than your typical barbarian horde, whether Goths, Visigoths, Huns, Mongols, Turks, et al.


The book includes a list of Viking aphorisms, some of them less applicable to today than others. But some of them seem to hit the mark. For instance:


"Better a house of your own, however small it be,. Everyone is somebody at home. Two goats and a poor-roofed cot are better than begging."


Well, the choice today isn't necessarily between owning your own home and begging. Still, it is good to be a homeowner. Thomas Jefferson thought it was the basis of democracy, along with education. The U.S. government has for a long time wanted to facilitate homeownership in our country.


So what does it take? Well, around here (in Massachusetts), generally speaking, if you can pay the rent on where you're living, you could pay the mortgage. You just need a down payment. How much of a down paymnent you ask? Everybody thinks 20% and that could be correct, depending. But many people can do it with 5% or 3% down. Some can do it with nothing down, but that's a little more unusual.
If we all sat down together with my mortage guy, we could figure it out.


So contact me and we'll sit down together. It doesn't cost anything to figure out what it would take. What are you waiting for? A written invitation? Well, here it is.


Take it easy -- DeVallon


Real estate issues? Don't worry. The cavalry's coming.